Business
Small Business
Checking, cards and lending for the business, with the same plain terms, at the scale you need.
$0 business checking
No monthly fee and no minimum balance on the base account.
ACH, wires & payroll
Move money and pay people, with transfer limits stated plainly.
Employee cards with controls
Issue cards with per-card limits and category controls.
Lending that grows with you
Lines of credit and term loans with clear rates.
Who it's for
Sole proprietors and small businesses that want transparent banking and modern payments.
| At a glance | |
|---|---|
| Monthly fee | $0 (base business checking) |
| Free transactions | Unlimited electronic; see schedule for cash/coin |
| Incoming wires | $0 |
| Outgoing domestic wire | $15 |
| Payroll integration | Supported via common providers |
Business products are subject to eligibility and approval. See the fee schedule for full details.