Credit
Signature Card
A credit card with every fee named on one page, controls that decline at the terminal, and a rate you can actually find.
No annual fee
$0 to hold the card.
Freeze in a tap
Blocked at the terminal instantly, not clawed back later.
Real card controls
Per-transaction and monthly limits; turn off online, ATM or international use.
No foreign transaction fee
Use it abroad at the stated FX rate with no surcharge.
Who it's for
People who want a transparent credit card with strong controls and no annual fee.
| At a glance | |
|---|---|
| Annual fee | $0 |
| Purchase APR | 19.49%–27.49% variable |
| Credit limit | Assigned by creditworthiness at approval |
| Foreign transaction fee | $0 |
| Late payment fee | Up to $25 (see pricing & terms) |
| Rewards | No rotating categories or points to chase — a low, plain rate instead |
Variable APR based on the Prime Rate and your creditworthiness. See the card pricing & terms (Schumer box) before you apply. Subject to credit approval.